Layaway

ALCO Layaway is a great way to budget for those bigger, important purchases, like new electronics, furniture, vacuums and appliances, back-to-school clothes, and holiday or birthday gifts. And it’s so easy! Here’s how it works:

  • Place your item(s) on layaway for up to 60 days
  • Make your first down payment worth 20% of the total purchase price at the time of layaway
  • Make smaller payments as often as you like! Just keep in mind that an additional 20% of the total must have been paid within 30 days of the layaway, and the balance of the total must be paid by the end of the layaway period
  • As a service to our customers, ALCO will issue a Layaway Reminder every 30 days
  • Food, consumables, perishable items, and clearance items may not be put on layaway